Are creditors calling you at all hours for payment? Well then you might want to enlist the services of a debt consolidation company in Elizabethtown, KY.
For your zero obligation debt assessment, just submit this easy form. Don’t wait. You can start the path to being debt-free right now.
Elizabethtown (KY) Debt Management
In most cases, Elizabethtown residents opt to consolidate their debts into a debt management plan.
These programs will allow you to pay everything you owe through just one monthly payment. The advantages are considerable: cheaper interest levels, installments, and service fees. Ordinarily your creditors start presenting these benefits after three consecutive payments are received. If you are looking for a credit card consolidation company in Elizabethtown, KY, this is one of the most inexpensive options. Sign up should cost less than $70, and the fee every month will be $25-40.
Elizabethtown (KY) Debt Consolidation Loans
The funds borrowed under a debt consolidation loan are used to pay back your credit lines and other debts at a more advantageous interest rate.
The multitude of checks you were writing to numerous banks will be replaced by one monthly payment, your Elizabethtown debt consolidation loan payment.
For you to capitalize on a debt consolidation loan, you’ll want to secure very affordable rates. This means you need great credit.
To decide if a debt consolidation loan is the best choice, you should contact one of our debt specialists.
Elizabethtown, KY Payday Loan Consolidation
Payday loans have been gaining popularity due to the financial crisis. Roughly speaking, 1,995 residents of Elizabethtown get cash advance loans regularly, and close to 1,516 of these individuals wind up getting another payday loan. That’s just shocking, right? It’s upwards of 75%! Have you found yourself late on multiple pay day loans? Don’t fret, we can connect you with a payday loan consolidation agency in Elizabethtown, KY, that can assist you to consolidate your Elizabethtown payday loans with a single monthly payment, handle telephone calls from debt collectors, and decrease the inflated rates of interest on payday loans.
Need to consolidate your Elizabethtown payday loans?
Do You Need Debt Consolidation?
Preferably, no more than 33% of your income will be allotted to paying down what you owe. Such debts include credit card bills, automobile/student/payday loans, and rent or home loan payments. Consider what this means for a typical resident of Elizabethtown, KY:
- Yearly Income: $19,733
- Per-Month Income: $1,644
- Ideal Debt Load: $592
- Excessive Debt Load: $822
If your monthly debt cost is higher than 50%, it is time to consult a debt consolidation expert in your area.
Credit Card Consolidation Guidelines
How can you see if a debt consolidation firm in Elizabethtown, KY, is trustworthy? Be wary if they:
- Make you pay for counseling
- Cannot provide you with testimonials
- Are not qualified
- Advertise thata their plans will not affect your credit
- Assert that govt programs can get you out of debt
- Are unable to provide you with how their program works
- Make overblown guarantees
- Don’t have a positive Better Business Bureau (BBB) record
- Have you open up a savings account you do not control
Stay away from any debt consolidation consultants which have a record of unethical behavior. To find out more, review the FTC articles in our links section.
Debt Consolidation Firms in Elizabethtown (KY)
- Consumer Credit Counseling Service Of Louisville, 617 N Mulberry St, 42701
- DBG GOOD Services, 2009 Pleasant View Dr, 42701